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Getty Income-Contingent Repayment, or ICR, is a repayment plan that bases the loan payments on a percentage of the borrower’s discretionary income, as opposed to the amount owed. ICR first became available in 1993, although it wasn’t used by borrowers until 1994. ICR is one of four income-driven repayment plans. The others are Income-Based Repayment…

As home prices soared in recent years, homeowners enjoyed record levels of tappable home equity, which is the amount of money a homeowner can borrow against while keeping a 20% equity stake. But th…

For generations, real estate has proven to be a successful way to build wealth in America. People buy a home, often build equity over time, then sell their home. CNBC reported in December that clos…

The crypto industry’s deepening ties to banks and asset managers will pose a risk to financial stability, the European Central Bank has warned, in the latest sign of how central banks and governmen…

First the good news: The biggest US banks have had time to brace themselves for a wave of losses.

The bad news: They are still bracing themselves to withstand a wave of losses. Their earnings this week suggest the worst is yet to come for the American economy, and that Washington may need to provide even more support for workers and businesses.

Creator: TYRONE SIU | Credit: REUTERS Credit Suisse violated a 2014 plea deal with U.S. authorities by continuing to help ultra-wealthy U.S. citizens evade taxes and conceal more than USD 700 milli…

The months ahead look particularly gloomy when it comes to our finances, as we brace ourselves for a turbulent autumn and winter. With rocketing food prices, soaring household bills, and just the g…

An FHA cash-out refinance allows you to tap the equity in your home with low credit score requirements. (Shutterstock) If you have an FHA loan, you may be able to tap into your home equity by refin…

Editorial Note: This content has been independently collected by the Forbes Advisor team and is offered on a non-advised basis. This content is not part of the comparison service provided by RunPat…